Where Does All My Money Go?
by Eric Tippetts
"Where does my money go every month?"
This is a question most Americans are asking themselves these days. For the first time in quite awhile, the economic climate is forcing many of us to really start living within our means. The days of easy home equity loans and refinancing one's home to pay the bills are over.
Experts argue whether or not we are in an actual recession, but when you speak with people you hear all about gas prices going toward $5 per gallon (and maybe higher), food prices going "through the roof," healthcare and other costs skyrocketing, and the lack of security in the job market.
If you're like most people, money always seems to be tight. Between skyrocketing costs and never-ending bills, by the end of the month your bank account is empty and you have no idea where it all went. The good news is, we can change that!
What if we could find a proven system that is simple, quick and mobile, and offers guaranteed results?
We hear over and over again about people going to seminars to hear the big financial experts and motivational speakers... leaving very excited and motivated, with a lot of CD's and books (that quickly become lost or forgotten) but without a SYSTEM that allows them to do all the things that the speakers are telling them to do.
The #1 recommendation all Financial Experts have is: track your spending
If you don't know where your money is being spent, how can you ever manage or control it?
The problem with most expense tracking systems is that by the time a user sit down to become a data entry clerk at the end of the month... he or she has already overspent! Same with credit cards: by the time you receive the statement, you have already spent more than you wanted to and it is too late to do anything about it.
The key to getting a handle on your expenses is having the information at your fingertips anytime and knowing where you are with your money and spending plan before you spend it...now that's powerful!
In our upcoming Webinar, we will demonstrate a simple way to record any expense the moment (or immediately after) it occurs. Wherever you happen to be -- in your car, at a restaurant, in a hotel -- you dial in and speak the amount and description into a phone.
As you are away from your computer, the system enters your message into a record keeping software that auto-deducts the amount from your spending plan, then immediately tells you how much you have left in that spending category for the month.
With this brand new expense tracking system you get real-time feedback, including instant balance updates with every call and a daily email of your month-to-date expenditures by category so you can take action to avoid end-of-month surprises.
What are some of the benefits for you and your family?
Stop arguing about money and eliminate financial worries
Get out of debt in nine years or less - including home mortgage
Save 2 to 7 percent of gross income
Save 10 percent of income for life
Double - or even triple - retirement savings
Find, on average, an extra $300-$600 a month you are wasting and learn to live within your means...while having fun doing it!
Learn how to prioritize money so you can have what you truly want
Cut your annual tax burden in half
Become more efficient with the money you are already making so you can become financially secure on any income
Enjoy knowing that you are in control of your finances - for life
Once you get into the habit of tracking your expenses, you'll have more money than you realize. Taking control over your spending will give you control over your finances, which will make you feel in control of your life and your future. That's the peace of mind money just can't buy!
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