It is right to be contented with what we have, never with what we are.
—Sir James Mackintosh

Debt is the secret foe of thrift, as vice and idleness are its open foes.
The debt-habit is the twin brother of poverty.
—Theodore T. Munger

How few, like Daniel, have God and gold together.
—Bishop Henry Montague Villiers

There is in all of us an impediment to perfect happiness, namely,
weariness of what we possess, and desire for what we have not.
—Madame de Rieux

I have discovered the philosopher’s stone, that turns everything into gold:
it is, “Pay as you go.”
—John Randolph

Refrain from covetousness, and thy estate shall prosper.

Make all you can, save all you can, give all you can.
—John Wesley

Men are seldom more innocently employed than when they are honestly making money.
—Samuel Johnson

Gold, like the sun, which melts wax but hardens clay,
expands great shoulders and contracts bad hearts.
—Antoine Rivarol

A wise man should have money in his head, not in his heart.
—Jonathan Swift

It cannot be denied that outward accidents conduce much to fortune; favor, death of
others, occasion fitting virtue: but chiefly, the mold of man’s fortune is in his own hands.
—Francis Bacon

Money is not required to buy one necessity of the soul.
—Henry David Thoreau

Be busy in trading, receiving and giving, for life is too good to be wasted in living.
—John Sterling

Not to be able to bear poverty is a shameful thing:
but not to know how to chase it away by work is more shameful thing yet.

Poverty is not dishonorable in itself, but only when it comes from idleness,
intemperance, extravagance and folly.

If you would know the value of money, go and try to borrow some;
for he that goes a-borrowing goes a-sorrowing.
—Benjamin Franklin

Contentment is natural wealth, luxury is artificial poverty.

“I never complained of my condition but once,” said an old man—“when my feet were bare, and I had no money to buy shoes; but I met a man without feet, and became contented.” Content can soothe, where’er by fortune place; can rear a garden in the desert waste.
—Henry Kirke White

Financial success has less to do with the amount of money we have or earn,
and much more to do with our emotional relationship to money.
—Spencer Sherman

Learn to be pleased with everything: with wealth, so far as it makes us beneficial
to others; with poverty, for not having much to care for; and with obscurity,
for being unenvied.

Life is not a matter of holding good cards, but of playing a poor hand well.
—Robert Louis Stevenson

Debt has become a part of who we are. It’s the spoiled child in the grocery store with his lip stuck out: “I want it. I deserve it because I breathe air.” It’s an uphill climb in our culture right now, to go against that and say, “Let’s be grownups: let’s learn to delay pleasure, save up and pay for things.”
—Dave Ramsey

Contentment is a pearl of great price, and whoever procures it at the expense of ten thousand desires makes a wise and happy purchase.
—George Balguy