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  CONTENTS >> PERSONAL FINANCE   Jan/Feb 2007
 
EXECUTIVE SUMMARY

Navigating Your Way to Excellent Credit

Use Your Credit Card Accounts To Raise Your Credit Score.

By Patrick Ritchie



Many people believe they should close their credit card accounts to raise their credit scores. This is a complete fallacy; in fact, closing a credit card is more likely to decrease your score. On the other hand, letting your credit card accounts age can be a way to improve your credit score.
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