U R Pre-Approved™ is a feature-length, entertaining and hard-hitting documentary journey into the tantalizing world of your Credit Cards and the shadowy forces controlling them. Who's behind the threatening deception? Why are so few paying attention? How could this happen... in America??

So how did this happen? Is it our fault for lacking financial self-control? Are the credit card corporations to blame?

U.S. Consumers carry more than $800 billion in credit card debt, alone, and the debt load (the total available line of credit for Americans, as approved by Credit Card Companies) on all credit cards is over $2 trillion.Why should anyone worry? To put this free-spending scenario into perspective: Experts estimate that 75% of all Americans are just THREE paychecks away from bankruptcy. You may be one!

In exploring the murky nature of credit card practices and marketing, U R Pre-Approved™ reveals the harsh effect of the nation's declining financial literacy rate and shines a bright light on America's startling attraction to the newest financial "addiction" of choice - CREDIT.

Interviews (in Washington DC, New York, Boston, Los Angeles, San Diego, and other U.S. cities) with an impressive array of national authorities (from the U.S. Congress, consumer groups, Harvard Law School, and a recent senior executive of VISA, to the Guinness World Record Holder of credit cards with over 1,500 cards and 1.7 million dollars in credit) share their experience, facts, and opinions on our nation's ever-expanding personal debt, and how credit card companies are gaining more and more influence over our daily lives.

Seeing so many Americans being harmed by the very system advertised to uplift them, executive producer Brad Dugdale and producer Grant Smith launched their brainchild, U R Pre-Approved™. Their mission was to create a film that increased financial awareness in the country. To do this, they teamed up with filmmaker Randall Blaum to make this compelling film, in which several "regular" Americans recount their own credit card horror stories and the consequences of their actions.

If you have (or want) a credit card, you will appreciate this engaging and provocative "must see" look at the darker side of credit card companies, and how their practices (and yours), intended or otherwise, impact and threaten the America dream.

Discover what YOU can do to protect yourself, your family, your friends... and your wallet. See and hear (for yourself) what you should know that they haven't told you. It's as easy as watching this film. After all...